Cookies Policy

This Cookies Policy explains how MTU NA PESA ("we", "our", or "us") uses cookies and similar technologies when you visit our website.

By continuing to browse the website, you agree to our use of cookies as described in this policy.

1. What are cookies

Cookies are small text files stored on your device when you visit a website.

They help websites function properly and improve user experience by remembering preferences and understanding how visitors use the website.

Cookies do not usually contain personally identifiable information.

2. How we use cookies

We use cookies to:

• ensure the website functions properly
• remember user preferences
• understand website traffic
• improve performance and design
• measure marketing effectiveness
• enhance security

Cookies help us make the website faster and more useful.

3. Types of cookies we use

Essential cookies

These cookies are necessary for the website to work.

Examples:

• saving cookie consent preferences
• maintaining session security
• preventing fraudulent activity

These cookies cannot be disabled.

Analytics cookies

These cookies help us understand how visitors use the website.

Examples:

• pages visited
• time spent on pages
• navigation patterns

We use this information to improve usability.

Tools may include:

• Google Analytics or similar privacy-focused analytics tools.

Functional cookies

These cookies remember your preferences.

Examples:

• language settings
• theme preferences
• form input memory

They help improve convenience.

Performance cookies

These cookies help measure website performance.

Examples:

• page load speed
• technical errors
• system reliability

They help us improve the service.

4. Third-party cookies

Some cookies may be set by trusted third-party services used on our website, such as:

• analytics providers
• security tools
• hosting providers

These providers are required to protect user data.

We do not sell cookie data.

5. How to control cookies

You can control or delete cookies through your browser settings.

Most browsers allow you to:

• view stored cookies
• delete cookies
• block cookies
• restrict tracking

Disabling cookies may affect website functionality.

On this site, you can also use the cookie banner (when shown) or Manage preferences to allow or reject optional categories. Clearing your browser cookies will reset your choice and the banner may appear again.

6. Cookie retention

Cookies may be stored for different durations:

• Session cookies: deleted when the browser closes
• Persistent cookies: stored for a defined period

We only retain cookies as long as necessary.

Your consent choices for this website are stored in a cookie named mtunapesa_consent (up to approximately six months unless you clear cookies).

7. Changes to this policy

We may update this Cookies Policy periodically.

Changes will be posted on this page.

8. Contact

For questions regarding this Cookies Policy:

Email: info@sabyinfotech.com

Phone: +255 663 586 648

See also our Privacy Policy.

Common cookies for SaaS websites

Consent cookie

Stores whether the user accepted cookies.

Example:

• Cookie name: cookieConsent (or a site-specific name such as mtunapesa_consent)
• Value: e.g. accepted / structured JSON for categories
• Expiry: e.g. 6 months

Analytics cookie

Example Google Analytics cookies:

_ga
_gid

These store anonymous usage behaviour where such tools are enabled.

Session cookie

Example:

session_id

Used for authentication or form persistence where applicable.

Simple cookie implementation flow

1. User visits website
2. Cookie banner appears
3. User clicks Accept
4. Browser stores cookie, e.g. cookieConsent = true
5. Analytics scripts allowed to run (if the user consented to analytics)

Simple JavaScript example

localStorage.setItem("cookieConsent", "accepted");

// or

document.cookie = "cookieConsent=true; max-age=31536000; path=/";

This site uses a first-party cookie with a JSON payload for category choices instead of only a boolean, so preferences can be granular.

Cookie categories to implement

• Essential — always active
• Analytics — optional
• Marketing — optional (future)

The live banner on this website supports Essential (always on), optional Analytics, and optional Functional cookies, aligned with this structure.